Judy grew up in rural Wayland, spent one year as an exchange student in the Ardennes of Belgium then two years at Hesston College in Kansas. Judy received a BA degree in Communications and Theatre Arts from the University of Iowa, Iowa City, in 1982 and is licensed and ordained in Church Ministry from Jubilee School of Ministry, Fairfield, in 2001. Judy has served on the Jefferson County Board of Review, the Board of Jubilee International Ministries and the Jubilee School of Ministry, and is currently on the Board of Living Hope of Southeast Iowa. She has resided in Fairfield for thirty years. Judy and her husband Ray Ham, Jr. have raised three children here, Rob, TJ and Aissa. They have eight grandchildren..